Stuffed French Bread–Philly Cheesesteak Style

1 loaf french bread
1 pound ground beef
1 chopped onion
1 chopped bell pepper
1 tsp garlic
2 tsp worcestershire sauce
salt and pepper
1 T. beef stock
1 cup water
2 T.  butter
1/4 c.  flour
1 1/2+ c.  cheddar cheese
Dig our middle of french bread and break into pieces.  Cook ground beef, onions, and peppers together until beef is browned.  Add garlic, salt and pepper, and worcestershire sauce.  Make a rue from the butter and flour.  Add water and beef stock and continue to stir until it thickens.  Add gravy to meat and then add meat and cheese to the broken bread.  Stir together and put into hollowed out french bread.  Top with more cheese.  Wrap in foil tightly and bake at 350 for 15-20 minutes.